EZU vs IVV
EZU vs IVV
iShares MSCI Eurozone ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | EZU | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $9.4B | $865.2B | |
| Dividend Yield | 2.66% | 1.09% | |
| Holdings | 228 | 508 | |
| YTD Return | +10.09% | +13.80% | |
| 1Y Return | +21.38% | +23.70% | |
| 3Y Return (annualized) | +19.01% | +21.49% | |
| 5Y Return (annualized) | +9.99% | +13.43% | |
| Volatility (annualized) | 21.0% | 15.1% | |
| Max Drawdown | -69.8% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jul 25, 2000 | May 15, 2000 |
EZU vs IVV Performance
iShares MSCI Eurozone ETF (EZU) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EZU returned +21.38% while IVV returned +23.70%. Year to date, EZU is up 10.09% versus a gain of 13.80% for IVV.
Over three years, EZU compounded at +19.01% per year against +21.49% for IVV; over five years the annualized figures are +9.99% and +13.43% respectively. Across the full 26-year window we track, IVV has the edge at +7.05% annualized vs +5.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EZU has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -69.8% for EZU and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EZU charges 0.50% per year while IVV charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, EZU currently yields 2.66% against 1.09% for IVV.
Holdings Overlap
EZU and IVV share 3 holdings out of 724 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EZU or IVV?
EZU has an expense ratio of 0.50% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, EZU or IVV?
Over the past year EZU returned +21.38% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (26 years), EZU annualized +5.51% vs +7.05% for IVV. Past performance does not guarantee future results.
Which is riskier, EZU or IVV?
EZU has been the more volatile fund at 21.0% annualized versus 15.1% for IVV. Worst drawdown: EZU -69.8% vs IVV -56.5%.
Should I hold both EZU and IVV?
EZU and IVV have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EZU and IVV?
EZU and IVV share 3 common holdings with a 0.3% weight overlap. Combined, they hold 724 unique securities.
Which pays a higher dividend, EZU or IVV?
EZU yields 2.66% while IVV yields 1.09%, so EZU currently pays the higher dividend yield.
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