EDD vs VTI

Quick Verdict

VTI has a lower expense ratio. EDD delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: EDDMore Diversified: VTI

Side-by-Side Comparison

MetricEDDVTIWinner
Expense Ratio1.90%0.03%
AUM-$663.5B
Dividend Yield10.70%1.07%
Holdings6843,543
YTD Return+14.27%+13.92%
1Y Return+28.62%+24.07%
3Y Return (annualized)+19.64%+20.88%
5Y Return (annualized)+8.44%+12.47%
Volatility (annualized)20.9%15.3%
Max Drawdown-81.5%-56.6%
Fund FamilyMorgan Stanley Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionApr 24, 2007May 24, 2001

EDD vs VTI Performance

Morgan Stanley Emerging Markets Domestic Debt Fund Inc. (EDD) is a ETF from Morgan Stanley Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EDD returned +28.62% while VTI returned +24.07%. Year to date, EDD is up 14.27% versus a gain of 13.92% for VTI.

Over three years, EDD compounded at +19.64% per year against +20.88% for VTI; over five years the annualized figures are +8.44% and +12.47% respectively. Across the full 19-year window we track, VTI has the edge at +8.13% annualized vs -3.75%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EDD has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -81.5% for EDD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EDD charges 1.90% per year while VTI charges 0.03%. On a $10,000 position that is $190 vs $3 annually, a gap of $187 per year that compounds over a long holding period. On income, EDD currently yields 10.70% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EDD and VTI share 0 holdings out of 2792 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EDD or VTI?

EDD has an expense ratio of 1.90% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $187 per year of difference.

Which performed better, EDD or VTI?

Over the past year EDD returned +28.62% vs +24.07% for VTI, so EDD leads on 1-year performance. Over the longest common window we track (19 years), EDD annualized -3.75% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, EDD or VTI?

EDD has been the more volatile fund at 20.9% annualized versus 15.3% for VTI. Worst drawdown: EDD -81.5% vs VTI -56.6%.

Should I hold both EDD and VTI?

EDD and VTI have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EDD and VTI?

EDD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, EDD or VTI?

EDD yields 10.70% while VTI yields 1.07%, so EDD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →