EDD vs SPY

Quick Verdict

SPY has a lower expense ratio. EDD delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: EDDMore Diversified: SPY

Side-by-Side Comparison

MetricEDDSPYWinner
Expense Ratio1.90%0.09%
AUM-$789.1B
Dividend Yield10.70%1.01%
Holdings684505
YTD Return+16.01%+13.10%
1Y Return+29.33%+22.80%
3Y Return (annualized)+20.20%+20.98%
5Y Return (annualized)+8.70%+13.20%
Volatility (annualized)21.0%15.3%
Max Drawdown-81.5%-56.5%
Fund FamilyMorgan Stanley Investment ManagementState Street Investment Management
CategoryFixed IncomeEquity
InceptionApr 24, 2007Jan 22, 1993

EDD vs SPY Performance

Morgan Stanley Emerging Markets Domestic Debt Fund Inc. (EDD) is a ETF from Morgan Stanley Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EDD returned +29.33% while SPY returned +22.80%. Year to date, EDD is up 16.01% versus a gain of 13.10% for SPY.

Over three years, EDD compounded at +20.20% per year against +20.98% for SPY; over five years the annualized figures are +8.70% and +13.20% respectively. Across the full 19-year window we track, SPY has the edge at +8.83% annualized vs -3.67%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EDD has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -81.5% for EDD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EDD charges 1.90% per year while SPY charges 0.09%. On a $10,000 position that is $190 vs $9 annually, a gap of $181 per year that compounds over a long holding period. On income, EDD currently yields 10.70% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

EDD and SPY share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EDD or SPY?

EDD has an expense ratio of 1.90% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $181 per year of difference.

Which performed better, EDD or SPY?

Over the past year EDD returned +29.33% vs +22.80% for SPY, so EDD leads on 1-year performance. Over the longest common window we track (19 years), EDD annualized -3.67% vs +8.83% for SPY. Past performance does not guarantee future results.

Which is riskier, EDD or SPY?

EDD has been the more volatile fund at 21.0% annualized versus 15.3% for SPY. Worst drawdown: EDD -81.5% vs SPY -56.5%.

Should I hold both EDD and SPY?

EDD and SPY have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EDD and SPY?

EDD and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, EDD or SPY?

EDD yields 10.70% while SPY yields 1.01%, so EDD currently pays the higher dividend yield.

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