EBI vs VTI

Quick Verdict

VTI has a lower expense ratio. EBI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: EBIMore Diversified: VTI

Side-by-Side Comparison

MetricEBIVTIWinner
Expense Ratio0.24%0.03%
AUM$671M$663.5B
Dividend Yield1.12%1.07%
Holdings1,6733,543
YTD Return+17.26%+11.83%
1Y Return+30.29%+21.79%
3Y Return (annualized)-+20.40%
5Y Return (annualized)-+11.96%
Volatility (annualized)11.8%15.3%
Max Drawdown-17.1%-56.6%
Fund FamilyLongview FundsVanguard (US)
CategoryEquityEquity
InceptionFeb 25, 2025May 24, 2001

EBI vs VTI Performance

Longview Advantage ETF (EBI) is a ETF from Longview Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EBI returned +30.29% while VTI returned +21.79%. Year to date, EBI is up 17.26% versus a gain of 11.83% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.8% for EBI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.1% for EBI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

EBI charges 0.24% per year while VTI charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, EBI currently yields 1.12% against 1.07% for VTI.

Holdings Overlap

47.8%overlap

EBI and VTI share 987 holdings out of 3031 unique holdings combined, representing a 47.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EBIWeight in VTIDifference
NVDA5.79%6.32%0.53%
AAPL5.86%5.84%0.02%
MSFT3.21%3.81%0.60%
GOOGProProPro
AMZNProProPro
AVGOProProPro
MUProProPro
METAProProPro
JPMProProPro
BRK.BProProPro
See all 10 holdings EBI shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, EBI or VTI?

EBI has an expense ratio of 0.24% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, EBI or VTI?

Over the past year EBI returned +30.29% vs +21.79% for VTI, so EBI leads on 1-year performance. Over the longest common window we track (1 years), EBI annualized +25.05% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, EBI or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 11.8% for EBI. Worst drawdown: EBI -17.1% vs VTI -56.6%.

Should I hold both EBI and VTI?

EBI and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between EBI and VTI?

EBI and VTI share 987 common holdings with a 47.8% weight overlap. Combined, they hold 3031 unique securities.

Which pays a higher dividend, EBI or VTI?

EBI yields 1.12% while VTI yields 1.07%, so EBI currently pays the higher dividend yield.

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