EBI vs SCHD
EBI vs SCHD
Longview Advantage ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EBI offers more diversification with 1235 holdings.
Side-by-Side Comparison
| Metric | EBI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.06% | |
| AUM | $671M | $103.7B | |
| Dividend Yield | 1.12% | 3.31% | |
| Holdings | 1,673 | 104 | |
| YTD Return | +17.26% | +23.02% | |
| 1Y Return | +30.29% | +30.75% | |
| 3Y Return (annualized) | - | +14.89% | |
| 5Y Return (annualized) | - | +9.38% | |
| Volatility (annualized) | 11.8% | 13.6% | |
| Max Drawdown | -17.1% | -33.4% | |
| Fund Family | Longview Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 25, 2025 | Oct 20, 2011 |
EBI vs SCHD Performance
Longview Advantage ETF (EBI) is a ETF from Longview Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EBI returned +30.29% while SCHD returned +30.75%. Year to date, EBI is up 17.26% versus a gain of 23.02% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.8% for EBI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.1% for EBI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EBI charges 0.24% per year while SCHD charges 0.06%. On a $10,000 position that is $24 vs $6 annually, a gap of $18 per year that compounds over a long holding period. On income, EBI currently yields 1.12% against 3.31% for SCHD.
Holdings Overlap
EBI and SCHD share 72 holdings out of 1263 unique holdings combined, representing a 10.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in EBI | Weight in SCHD | Difference |
|---|---|---|---|
| MRK | 1.01% | 4.32% | 3.31% |
| COP | 0.90% | 3.70% | 2.80% |
| VZ | 0.92% | 3.68% | 2.76% |
| UNH | Pro | Pro | Pro |
| ABT | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
See all 10 holdings EBI shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, EBI or SCHD?
EBI has an expense ratio of 0.24% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $18 per year of difference.
Which performed better, EBI or SCHD?
Over the past year EBI returned +30.29% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), EBI annualized +25.05% vs +11.33% for SCHD. Past performance does not guarantee future results.
Which is riskier, EBI or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 11.8% for EBI. Worst drawdown: EBI -17.1% vs SCHD -33.4%.
Should I hold both EBI and SCHD?
EBI and SCHD have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EBI and SCHD?
EBI and SCHD share 72 common holdings with a 10.7% weight overlap. Combined, they hold 1263 unique securities.
Which pays a higher dividend, EBI or SCHD?
EBI yields 1.12% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.