EBI vs SPY

Quick Verdict

SPY has a lower expense ratio. EBI delivered stronger 1-year returns. EBI offers more diversification with 1235 holdings.

Lower Fees: SPYHigher Returns: EBIMore Diversified: EBI

Side-by-Side Comparison

MetricEBISPYWinner
Expense Ratio0.24%0.09%
AUM$671M$789.1B
Dividend Yield1.12%1.01%
Holdings1,673505
YTD Return+18.35%+13.28%
1Y Return+31.69%+23.94%
3Y Return (annualized)-+21.07%
5Y Return (annualized)-+13.27%
Volatility (annualized)11.7%15.3%
Max Drawdown-17.1%-56.5%
Fund FamilyLongview FundsState Street Investment Management
CategoryEquityEquity
InceptionFeb 25, 2025Jan 22, 1993

EBI vs SPY Performance

Longview Advantage ETF (EBI) is a ETF from Longview Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EBI returned +31.69% while SPY returned +23.94%. Year to date, EBI is up 18.35% versus a gain of 13.28% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.7% for EBI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.1% for EBI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

EBI charges 0.24% per year while SPY charges 0.09%. On a $10,000 position that is $24 vs $9 annually, a gap of $15 per year that compounds over a long holding period. On income, EBI currently yields 1.12% against 1.01% for SPY.

Holdings Overlap

47.4%overlap

EBI and SPY share 364 holdings out of 1374 unique holdings combined, representing a 47.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EBIWeight in SPYDifference
NVDA5.79%7.31%1.52%
AAPL5.86%7.09%1.23%
MSFT3.21%4.43%1.22%
AMZNProProPro
GOOGProProPro
AVGOProProPro
MUProProPro
METAProProPro
JPMProProPro
BRK.BProProPro
See all 10 holdings EBI shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, EBI or SPY?

EBI has an expense ratio of 0.24% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, EBI or SPY?

Over the past year EBI returned +31.69% vs +23.94% for SPY, so EBI leads on 1-year performance. Over the longest common window we track (1 years), EBI annualized +25.75% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, EBI or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 11.7% for EBI. Worst drawdown: EBI -17.1% vs SPY -56.5%.

Should I hold both EBI and SPY?

EBI and SPY have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between EBI and SPY?

EBI and SPY share 364 common holdings with a 47.4% weight overlap. Combined, they hold 1374 unique securities.

Which pays a higher dividend, EBI or SPY?

EBI yields 1.12% while SPY yields 1.01%, so EBI currently pays the higher dividend yield.

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