CGUS vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCGUSVTIWinner
Expense Ratio0.33%0.03%
AUM$11.2B$663.5B
Dividend Yield0.84%1.07%
Holdings763,543
YTD Return+12.82%+11.83%
1Y Return+20.17%+21.79%
3Y Return (annualized)+21.61%+20.40%
5Y Return (annualized)-+11.96%
Volatility (annualized)14.9%15.3%
Max Drawdown-21.9%-56.6%
Fund FamilyCapital Group (US)Vanguard (US)
CategoryEquityEquity
InceptionFeb 22, 2022May 24, 2001

CGUS vs VTI Performance

Capital Group Core Equity ETF (CGUS) is a ETF from Capital Group (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CGUS returned +20.17% while VTI returned +21.79%. Year to date, CGUS is up 12.82% versus a gain of 11.83% for VTI.

Over three years, CGUS compounded at +21.61% per year against +20.40% for VTI. Across the full 4-year window we track, CGUS has the edge at +15.99% annualized vs +8.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.9% for CGUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.9% for CGUS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CGUS charges 0.33% per year while VTI charges 0.03%. On a $10,000 position that is $33 vs $3 annually, a gap of $30 per year that compounds over a long holding period. On income, CGUS currently yields 0.84% against 1.07% for VTI.

Holdings Overlap

39.4%overlap

CGUS and VTI share 57 holdings out of 2794 unique holdings combined, representing a 39.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CGUSWeight in VTIDifference
NVDA6.72%6.32%0.40%
MSFT5.57%3.81%1.76%
AAPL2.77%5.84%3.07%
AVGOProProPro
AMZNProProPro
GOOGLProProPro
LLYProProPro
METAProProPro
GOOGProProPro
AMATProProPro
See all 10 holdings CGUS shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CGUS or VTI?

CGUS has an expense ratio of 0.33% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, CGUS or VTI?

Over the past year CGUS returned +20.17% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), CGUS annualized +15.99% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, CGUS or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 14.9% for CGUS. Worst drawdown: CGUS -21.9% vs VTI -56.6%.

Should I hold both CGUS and VTI?

CGUS and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between CGUS and VTI?

CGUS and VTI share 57 common holdings with a 39.4% weight overlap. Combined, they hold 2794 unique securities.

Which pays a higher dividend, CGUS or VTI?

CGUS yields 0.84% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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