CGUS vs SCHD
CGUS vs SCHD
Capital Group Core Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CGUS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.33% | 0.06% | |
| AUM | $11.2B | $103.7B | |
| Dividend Yield | 0.84% | 3.31% | |
| Holdings | 76 | 104 | |
| YTD Return | +12.82% | +23.02% | |
| 1Y Return | +20.17% | +30.75% | |
| 3Y Return (annualized) | +21.61% | +14.89% | |
| 5Y Return (annualized) | - | +9.38% | |
| Volatility (annualized) | 14.9% | 13.6% | |
| Max Drawdown | -21.9% | -33.4% | |
| Fund Family | Capital Group (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 22, 2022 | Oct 20, 2011 |
CGUS vs SCHD Performance
Capital Group Core Equity ETF (CGUS) is a ETF from Capital Group (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CGUS returned +20.17% while SCHD returned +30.75%. Year to date, CGUS is up 12.82% versus a gain of 23.02% for SCHD.
Over three years, CGUS compounded at +21.61% per year against +14.89% for SCHD. Across the full 4-year window we track, CGUS has the edge at +15.99% annualized vs +11.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CGUS has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.9% for CGUS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CGUS charges 0.33% per year while SCHD charges 0.06%. On a $10,000 position that is $33 vs $6 annually, a gap of $27 per year that compounds over a long holding period. On income, CGUS currently yields 0.84% against 3.31% for SCHD.
Holdings Overlap
CGUS and SCHD share 4 holdings out of 164 unique holdings combined, representing a 4.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CGUS | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 1.18% | 4.54% | 3.36% |
| ABT | 0.76% | 4.49% | 3.73% |
| HD | 0.87% | 4.16% | 3.29% |
| ADP | Pro | Pro | Pro |
See all 4 holdings CGUS shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, CGUS or SCHD?
CGUS has an expense ratio of 0.33% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, CGUS or SCHD?
Over the past year CGUS returned +20.17% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), CGUS annualized +15.99% vs +11.33% for SCHD. Past performance does not guarantee future results.
Which is riskier, CGUS or SCHD?
CGUS has been the more volatile fund at 14.9% annualized versus 13.6% for SCHD. Worst drawdown: CGUS -21.9% vs SCHD -33.4%.
Should I hold both CGUS and SCHD?
CGUS and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CGUS and SCHD?
CGUS and SCHD share 4 common holdings with a 4.2% weight overlap. Combined, they hold 164 unique securities.
Which pays a higher dividend, CGUS or SCHD?
CGUS yields 0.84% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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