CFO vs VTI
CFO vs VTI
VictoryShares US 500 Enhanced Volatility Weighted ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | CFO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $415M | $663.5B | |
| Dividend Yield | 1.24% | 1.07% | |
| Holdings | 502 | 3,543 | |
| YTD Return | +10.73% | +11.83% | |
| 1Y Return | +15.01% | +21.79% | |
| 3Y Return (annualized) | +11.14% | +20.40% | |
| 5Y Return (annualized) | +4.12% | +11.96% | |
| Volatility (annualized) | 12.3% | 15.3% | |
| Max Drawdown | -24.4% | -56.6% | |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 1, 2014 | May 24, 2001 |
CFO vs VTI Performance
VictoryShares US 500 Enhanced Volatility Weighted ETF (CFO) is a ETF from Victory Capital Management Inc. and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CFO returned +15.01% while VTI returned +21.79%. Year to date, CFO is up 10.73% versus a gain of 11.83% for VTI.
Over three years, CFO compounded at +11.14% per year against +20.40% for VTI; over five years the annualized figures are +4.12% and +11.96% respectively. Across the full 12-year window we track, CFO has the edge at +8.19% annualized vs +8.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.3% for CFO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.4% for CFO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CFO charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, CFO currently yields 1.24% against 1.07% for VTI.
Holdings Overlap
CFO and VTI share 460 holdings out of 2822 unique holdings combined, representing a 39.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CFO | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 0.18% | 6.32% | 6.14% |
| AAPL | 0.31% | 5.84% | 5.53% |
| MSFT | 0.23% | 3.81% | 3.58% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| BRK.B | Pro | Pro | Pro |
See all 10 holdings CFO shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, CFO or VTI?
CFO has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, CFO or VTI?
Over the past year CFO returned +15.01% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (12 years), CFO annualized +8.19% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, CFO or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.3% for CFO. Worst drawdown: CFO -24.4% vs VTI -56.6%.
Should I hold both CFO and VTI?
CFO and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CFO and VTI?
CFO and VTI share 460 common holdings with a 39.0% weight overlap. Combined, they hold 2822 unique securities.
Which pays a higher dividend, CFO or VTI?
CFO yields 1.24% while VTI yields 1.07%, so CFO currently pays the higher dividend yield.
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