CCD vs VTI

Quick Verdict

VTI has a lower expense ratio. CCD delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: CCDMore Diversified: VTI

Side-by-Side Comparison

MetricCCDVTIWinner
Expense Ratio2.10%0.03%
AUM$978M$663.5B
Dividend Yield8.97%1.07%
Holdings6123,543
YTD Return+26.40%+11.83%
1Y Return+37.25%+21.79%
3Y Return (annualized)+18.94%+20.40%
5Y Return (annualized)+6.27%+11.96%
Volatility (annualized)21.1%15.3%
Max Drawdown-60.9%-56.6%
Fund FamilyCalamos InvestmentsVanguard (US)
CategoryConvertibleEquity
InceptionMar 27, 2015May 24, 2001

CCD vs VTI Performance

Calamos Dynamic Convertible and Income Fund (CCD) is a ETF from Calamos Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CCD returned +37.25% while VTI returned +21.79%. Year to date, CCD is up 26.40% versus a gain of 11.83% for VTI.

Over three years, CCD compounded at +18.94% per year against +20.40% for VTI; over five years the annualized figures are +6.27% and +11.96% respectively. Across the full 11-year window we track, VTI has the edge at +8.06% annualized vs +5.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CCD has been the more volatile fund, with annualized monthly volatility of 21.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.9% for CCD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CCD charges 2.10% per year while VTI charges 0.03%. On a $10,000 position that is $210 vs $3 annually, a gap of $207 per year that compounds over a long holding period. On income, CCD currently yields 8.97% against 1.07% for VTI.

Holdings Overlap

0.5%overlap

CCD and VTI share 9 holdings out of 3277 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CCDWeight in VTIDifference
NEE1.19%0.25%0.94%
ARES1.11%0.03%1.08%
KKR1.04%0.08%0.96%
MCHPProProPro
ALBProProPro
QXOProProPro
WOLFProProPro
TMUSProProPro
VSNTProProPro
See all 9 holdings CCD shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, CCD or VTI?

CCD has an expense ratio of 2.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $207 per year of difference.

Which performed better, CCD or VTI?

Over the past year CCD returned +37.25% vs +21.79% for VTI, so CCD leads on 1-year performance. Over the longest common window we track (11 years), CCD annualized +5.07% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, CCD or VTI?

CCD has been the more volatile fund at 21.1% annualized versus 15.3% for VTI. Worst drawdown: CCD -60.9% vs VTI -56.6%.

Should I hold both CCD and VTI?

CCD and VTI have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CCD and VTI?

CCD and VTI share 9 common holdings with a 0.5% weight overlap. Combined, they hold 3277 unique securities.

Which pays a higher dividend, CCD or VTI?

CCD yields 8.97% while VTI yields 1.07%, so CCD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →