CCD vs SPY

Quick Verdict

SPY has a lower expense ratio. CCD delivered stronger 1-year returns.

Lower Fees: SPYHigher Returns: CCDMore Diversified: Tied

Side-by-Side Comparison

MetricCCDSPYWinner
Expense Ratio2.10%0.09%
AUM$978M$789.1B
Dividend Yield8.97%1.01%
Holdings612505
YTD Return+28.14%+13.50%
1Y Return+39.14%+23.56%
3Y Return (annualized)+19.46%+21.17%
5Y Return (annualized)+6.44%+13.46%
Volatility (annualized)21.1%15.3%
Max Drawdown-60.9%-56.5%
Fund FamilyCalamos InvestmentsState Street Investment Management
CategoryConvertibleEquity
InceptionMar 27, 2015Jan 22, 1993

CCD vs SPY Performance

Calamos Dynamic Convertible and Income Fund (CCD) is a ETF from Calamos Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CCD returned +39.14% while SPY returned +23.56%. Year to date, CCD is up 28.14% versus a gain of 13.50% for SPY.

Over three years, CCD compounded at +19.46% per year against +21.17% for SPY; over five years the annualized figures are +6.44% and +13.46% respectively. Across the full 11-year window we track, SPY has the edge at +8.85% annualized vs +5.19%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CCD has been the more volatile fund, with annualized monthly volatility of 21.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.9% for CCD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CCD charges 2.10% per year while SPY charges 0.09%. On a $10,000 position that is $210 vs $9 annually, a gap of $201 per year that compounds over a long holding period. On income, CCD currently yields 8.97% against 1.01% for SPY.

Holdings Overlap

0.5%overlap

CCD and SPY share 6 holdings out of 1000 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CCDWeight in SPYDifference
NEE1.19%0.28%0.91%
ARES1.11%0.04%1.07%
KKR1.04%0.10%0.94%
MCHPProProPro
ALBProProPro
TMUSProProPro
See all 6 holdings CCD shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CCD or SPY?

CCD has an expense ratio of 2.10% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $201 per year of difference.

Which performed better, CCD or SPY?

Over the past year CCD returned +39.14% vs +23.56% for SPY, so CCD leads on 1-year performance. Over the longest common window we track (11 years), CCD annualized +5.19% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, CCD or SPY?

CCD has been the more volatile fund at 21.1% annualized versus 15.3% for SPY. Worst drawdown: CCD -60.9% vs SPY -56.5%.

Should I hold both CCD and SPY?

CCD and SPY have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CCD and SPY?

CCD and SPY share 6 common holdings with a 0.5% weight overlap. Combined, they hold 1000 unique securities.

Which pays a higher dividend, CCD or SPY?

CCD yields 8.97% while SPY yields 1.01%, so CCD currently pays the higher dividend yield.

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