BSJV vs VTI
BSJV vs VTI
Invesco BulletShares 2031 High Yield Corporate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BSJV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.03% | |
| AUM | $106M | $663.5B | |
| Dividend Yield | 6.60% | 1.07% | |
| Holdings | 196 | 3,543 | |
| YTD Return | +0.86% | +10.14% | |
| 1Y Return | +4.38% | +19.82% | |
| 3Y Return (annualized) | - | +18.94% | |
| 5Y Return (annualized) | - | +11.79% | |
| Volatility (annualized) | 5.9% | 15.4% | |
| Max Drawdown | -4.7% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 20, 2023 | May 24, 2001 |
BSJV vs VTI Performance
Invesco BulletShares 2031 High Yield Corporate Bond ETF (BSJV) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BSJV returned +4.38% while VTI returned +19.82%. Year to date, BSJV is up 0.86% versus a gain of 10.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 5.9% for BSJV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.7% for BSJV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJV charges 0.42% per year while VTI charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJV currently yields 6.60% against 1.07% for VTI.
Holdings Overlap
BSJV and VTI share 0 holdings out of 2929 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSJV or VTI?
BSJV has an expense ratio of 0.42% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, BSJV or VTI?
Over the past year BSJV returned +4.38% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), BSJV annualized +9.38% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, BSJV or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 5.9% for BSJV. Worst drawdown: BSJV -4.7% vs VTI -56.6%.
Should I hold both BSJV and VTI?
BSJV and VTI have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSJV and VTI?
BSJV and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2929 unique securities.
Which pays a higher dividend, BSJV or VTI?
BSJV yields 6.60% while VTI yields 1.07%, so BSJV currently pays the higher dividend yield.
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