BSJV vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricBSJVVYMWinner
Expense Ratio0.42%0.04%
AUM$106M$79.0B
Dividend Yield6.60%2.86%
Holdings196568
YTD Return+1.52%+15.45%
1Y Return+4.78%+26.05%
3Y Return (annualized)-+17.96%
5Y Return (annualized)-+12.54%
Volatility (annualized)5.8%14.6%
Max Drawdown-4.7%-58.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 20, 2023Nov 10, 2006

BSJV vs VYM Performance

Invesco BulletShares 2031 High Yield Corporate Bond ETF (BSJV) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BSJV returned +4.78% while VYM returned +26.05%. Year to date, BSJV is up 1.52% versus a gain of 15.45% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.8% for BSJV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.7% for BSJV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJV charges 0.42% per year while VYM charges 0.04%. On a $10,000 position that is $42 vs $4 annually, a gap of $38 per year that compounds over a long holding period. On income, BSJV currently yields 6.60% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

BSJV and VYM share 0 holdings out of 704 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSJV or VYM?

BSJV has an expense ratio of 0.42% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $38 per year of difference.

Which performed better, BSJV or VYM?

Over the past year BSJV returned +4.78% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), BSJV annualized +9.58% vs +7.06% for VYM. Past performance does not guarantee future results.

Which is riskier, BSJV or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 5.8% for BSJV. Worst drawdown: BSJV -4.7% vs VYM -58.8%.

Should I hold both BSJV and VYM?

BSJV and VYM have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSJV and VYM?

BSJV and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 704 unique securities.

Which pays a higher dividend, BSJV or VYM?

BSJV yields 6.60% while VYM yields 2.86%, so BSJV currently pays the higher dividend yield.

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