BSJT vs VTI
BSJT vs VTI
Invesco BulletShares 2029 High Yield Corporate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BSJT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.42% | 0.03% | |
| AUM | $559M | $663.5B | |
| Dividend Yield | 6.69% | 1.07% | |
| Holdings | 330 | 3,543 | |
| YTD Return | +1.62% | +10.14% | |
| 1Y Return | +5.20% | +19.82% | |
| 3Y Return (annualized) | +8.21% | +18.94% | |
| 5Y Return (annualized) | - | +11.79% | |
| Volatility (annualized) | 8.8% | 15.4% | |
| Max Drawdown | -19.6% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 15, 2021 | May 24, 2001 |
BSJT vs VTI Performance
Invesco BulletShares 2029 High Yield Corporate Bond ETF (BSJT) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BSJT returned +5.20% while VTI returned +19.82%. Year to date, BSJT is up 1.62% versus a gain of 10.14% for VTI.
Over three years, BSJT compounded at +8.21% per year against +18.94% for VTI. Across the full 5-year window we track, VTI has the edge at +7.99% annualized vs +2.69%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 8.8% for BSJT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for BSJT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BSJT charges 0.42% per year while VTI charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJT currently yields 6.69% against 1.07% for VTI.
Holdings Overlap
BSJT and VTI share 0 holdings out of 3101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BSJT or VTI?
BSJT has an expense ratio of 0.42% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, BSJT or VTI?
Over the past year BSJT returned +5.20% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), BSJT annualized +2.69% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, BSJT or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 8.8% for BSJT. Worst drawdown: BSJT -19.6% vs VTI -56.6%.
Should I hold both BSJT and VTI?
BSJT and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BSJT and VTI?
BSJT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3101 unique securities.
Which pays a higher dividend, BSJT or VTI?
BSJT yields 6.69% while VTI yields 1.07%, so BSJT currently pays the higher dividend yield.
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