BSJT vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricBSJTIVVWinner
Expense Ratio0.42%0.03%
AUM$559M$865.2B
Dividend Yield6.69%1.09%
Holdings330508
YTD Return+1.62%+9.93%
1Y Return+5.20%+19.59%
3Y Return (annualized)+8.21%+19.41%
5Y Return (annualized)-+12.89%
Volatility (annualized)8.8%15.1%
Max Drawdown-19.6%-56.5%
Fund FamilyInvesco (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionSep 15, 2021May 15, 2000

BSJT vs IVV Performance

Invesco BulletShares 2029 High Yield Corporate Bond ETF (BSJT) is a ETF from Invesco (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BSJT returned +5.20% while IVV returned +19.59%. Year to date, BSJT is up 1.62% versus a gain of 9.93% for IVV.

Over three years, BSJT compounded at +8.21% per year against +19.41% for IVV. Across the full 5-year window we track, IVV has the edge at +6.91% annualized vs +2.69%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.8% for BSJT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for BSJT and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BSJT charges 0.42% per year while IVV charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJT currently yields 6.69% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

BSJT and IVV share 0 holdings out of 823 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BSJT or IVV?

BSJT has an expense ratio of 0.42% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, BSJT or IVV?

Over the past year BSJT returned +5.20% vs +19.59% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (5 years), BSJT annualized +2.69% vs +6.91% for IVV. Past performance does not guarantee future results.

Which is riskier, BSJT or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 8.8% for BSJT. Worst drawdown: BSJT -19.6% vs IVV -56.5%.

Should I hold both BSJT and IVV?

BSJT and IVV have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSJT and IVV?

BSJT and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 823 unique securities.

Which pays a higher dividend, BSJT or IVV?

BSJT yields 6.69% while IVV yields 1.09%, so BSJT currently pays the higher dividend yield.

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