AUSF vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. AUSF offers more diversification with 196 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: AUSF

Side-by-Side Comparison

MetricAUSFSCHDWinner
Expense Ratio0.27%0.06%
AUM$900M$103.7B
Dividend Yield2.75%3.31%
Holdings197104
YTD Return+12.65%+24.26%
1Y Return+19.80%+31.38%
3Y Return (annualized)+19.50%+15.08%
5Y Return (annualized)+14.52%+9.72%
Volatility (annualized)17.3%13.6%
Max Drawdown-44.3%-33.4%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 24, 2018Oct 20, 2011

AUSF vs SCHD Performance

Global X Adaptive US Factor ETF (AUSF) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AUSF returned +19.80% while SCHD returned +31.38%. Year to date, AUSF is up 12.65% versus a gain of 24.26% for SCHD.

Over three years, AUSF compounded at +19.50% per year against +15.08% for SCHD; over five years the annualized figures are +14.52% and +9.72% respectively. Across the full 8-year window we track, AUSF has the edge at +11.48% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AUSF has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.3% for AUSF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AUSF charges 0.27% per year while SCHD charges 0.06%. On a $10,000 position that is $27 vs $6 annually, a gap of $21 per year that compounds over a long holding period. On income, AUSF currently yields 2.75% against 3.31% for SCHD.

Holdings Overlap

14.4%overlap

AUSF and SCHD share 26 holdings out of 270 unique holdings combined, representing a 14.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AUSFWeight in SCHDDifference
VZ2.07%3.68%1.61%
KO1.21%4.08%2.87%
MRK0.52%4.32%3.80%
MOProProPro
PGProProPro
LMTProProPro
BMYProProPro
ADPProProPro
UPSProProPro
CMCSAProProPro
See all 10 holdings AUSF shares with SCHD
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Frequently Asked Questions

Which is cheaper, AUSF or SCHD?

AUSF has an expense ratio of 0.27% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

Which performed better, AUSF or SCHD?

Over the past year AUSF returned +19.80% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), AUSF annualized +11.48% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, AUSF or SCHD?

AUSF has been the more volatile fund at 17.3% annualized versus 13.6% for SCHD. Worst drawdown: AUSF -44.3% vs SCHD -33.4%.

Should I hold both AUSF and SCHD?

AUSF and SCHD have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between AUSF and SCHD?

AUSF and SCHD share 26 common holdings with a 14.4% weight overlap. Combined, they hold 270 unique securities.

Which pays a higher dividend, AUSF or SCHD?

AUSF yields 2.75% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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