AFIX vs VTI
AFIX vs VTI
Allspring Broad Market Core Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | AFIX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.03% | |
| AUM | $217M | $663.5B | |
| Dividend Yield | 5.03% | 1.07% | |
| Holdings | 561 | 3,543 | |
| YTD Return | -0.45% | +10.14% | |
| 1Y Return | +2.94% | +19.82% | |
| 3Y Return (annualized) | - | +18.94% | |
| 5Y Return (annualized) | - | +11.79% | |
| Volatility (annualized) | 3.6% | 15.4% | |
| Max Drawdown | -3.3% | -56.6% | |
| Fund Family | Allspring Global Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 4, 2024 | May 24, 2001 |
AFIX vs VTI Performance
Allspring Broad Market Core Bond ETF (AFIX) is a ETF from Allspring Global Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AFIX returned +2.94% while VTI returned +19.82%. Year to date, AFIX is down 0.45% versus a gain of 10.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 3.6% for AFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.3% for AFIX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AFIX charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, AFIX currently yields 5.03% against 1.07% for VTI.
Holdings Overlap
AFIX and VTI share 1 holdings out of 3161 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in AFIX | Weight in VTI | Difference |
|---|---|---|---|
| T | 0.06% | 0.20% | 0.14% |
Frequently Asked Questions
Which is cheaper, AFIX or VTI?
AFIX has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, AFIX or VTI?
Over the past year AFIX returned +2.94% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), AFIX annualized +3.10% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, AFIX or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 3.6% for AFIX. Worst drawdown: AFIX -3.3% vs VTI -56.6%.
Should I hold both AFIX and VTI?
AFIX and VTI have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AFIX and VTI?
AFIX and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 3161 unique securities.
Which pays a higher dividend, AFIX or VTI?
AFIX yields 5.03% while VTI yields 1.07%, so AFIX currently pays the higher dividend yield.
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