AFIX vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. AFIX offers more diversification with 379 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: AFIX

Side-by-Side Comparison

MetricAFIXQQQWinner
Expense Ratio0.20%0.18%
AUM$217M$455.8B
Dividend Yield5.03%0.41%
Holdings561108
YTD Return-0.45%+12.48%
1Y Return+2.94%+22.35%
3Y Return (annualized)-+22.30%
5Y Return (annualized)-+14.24%
Volatility (annualized)3.6%30.6%
Max Drawdown-3.3%-83.0%
Fund FamilyAllspring Global InvestmentsInvesco (US)
CategoryFixed IncomeEquity
InceptionDec 4, 2024Mar 10, 1999

AFIX vs QQQ Performance

Allspring Broad Market Core Bond ETF (AFIX) is a ETF from Allspring Global Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year AFIX returned +2.94% while QQQ returned +22.35%. Year to date, AFIX is down 0.45% versus a gain of 12.48% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.6% for AFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.3% for AFIX and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.13. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AFIX charges 0.20% per year while QQQ charges 0.18%. On a $10,000 position that is $20 vs $18 annually, a gap of $2 per year that compounds over a long holding period. On income, AFIX currently yields 5.03% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

AFIX and QQQ share 0 holdings out of 482 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AFIX or QQQ?

AFIX has an expense ratio of 0.20% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, AFIX or QQQ?

Over the past year AFIX returned +2.94% vs +22.35% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), AFIX annualized +3.10% vs +12.91% for QQQ. Past performance does not guarantee future results.

Which is riskier, AFIX or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 3.6% for AFIX. Worst drawdown: AFIX -3.3% vs QQQ -83.0%.

Should I hold both AFIX and QQQ?

AFIX and QQQ have a monthly-return correlation of 0.13, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AFIX and QQQ?

AFIX and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 482 unique securities.

Which pays a higher dividend, AFIX or QQQ?

AFIX yields 5.03% while QQQ yields 0.41%, so AFIX currently pays the higher dividend yield.

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