AFIX vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricAFIXIVVWinner
Expense Ratio0.20%0.03%
AUM$217M$865.2B
Dividend Yield5.03%1.09%
Holdings561508
YTD Return-0.45%+9.93%
1Y Return+2.94%+19.59%
3Y Return (annualized)-+19.41%
5Y Return (annualized)-+12.89%
Volatility (annualized)3.6%15.1%
Max Drawdown-3.3%-56.5%
Fund FamilyAllspring Global InvestmentsiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionDec 4, 2024May 15, 2000

AFIX vs IVV Performance

Allspring Broad Market Core Bond ETF (AFIX) is a ETF from Allspring Global Investments and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year AFIX returned +2.94% while IVV returned +19.59%. Year to date, AFIX is down 0.45% versus a gain of 9.93% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.6% for AFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.3% for AFIX and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AFIX charges 0.20% per year while IVV charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, AFIX currently yields 5.03% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

AFIX and IVV share 1 holdings out of 883 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AFIXWeight in IVVDifference
T0.06%0.24%0.18%

Frequently Asked Questions

Which is cheaper, AFIX or IVV?

AFIX has an expense ratio of 0.20% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, AFIX or IVV?

Over the past year AFIX returned +2.94% vs +19.59% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), AFIX annualized +3.10% vs +6.91% for IVV. Past performance does not guarantee future results.

Which is riskier, AFIX or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 3.6% for AFIX. Worst drawdown: AFIX -3.3% vs IVV -56.5%.

Should I hold both AFIX and IVV?

AFIX and IVV have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AFIX and IVV?

AFIX and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 883 unique securities.

Which pays a higher dividend, AFIX or IVV?

AFIX yields 5.03% while IVV yields 1.09%, so AFIX currently pays the higher dividend yield.

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