VYM vs WINN

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMWINNWinner
Expense Ratio0.04%0.57%
AUM$79.0B$1.1B
Dividend Yield2.86%0.00%
Holdings56870
YTD Return+15.57%+9.16%
1Y Return+25.99%+13.63%
3Y Return (annualized)+18.02%+21.96%
5Y Return (annualized)+12.71%-
Volatility (annualized)14.6%21.1%
Max Drawdown-58.8%-32.1%
Fund FamilyVanguard (US)Harbor Funds
CategoryEquityEquity
InceptionNov 10, 2006Feb 2, 2022

VYM vs WINN Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Harbor Long-Term Growers ETF (WINN) is a ETF from Harbor Funds. Over the past year VYM returned +25.99% while WINN returned +13.63%. Year to date, VYM is up 15.57% versus a gain of 9.16% for WINN.

Over three years, VYM compounded at +18.02% per year against +21.96% for WINN. Across the full 5-year window we track, WINN has the edge at +14.39% annualized vs +7.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WINN has been the more volatile fund, with annualized monthly volatility of 21.1% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -32.1% for WINN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VYM charges 0.04% per year while WINN charges 0.57%. On a $10,000 position that is $4 vs $57 annually, a gap of $53 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 0.00% for WINN.

Holdings Overlap

10.6%overlap

VYM and WINN share 9 holdings out of 623 unique holdings combined, representing a 10.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VYMWeight in WINNDifference
AVGO6.47%6.35%0.12%
JPM3.36%0.67%2.69%
WMT2.44%1.02%1.42%
KOProProPro
ADIProProPro
MRKProProPro
GSProProPro
TXNProProPro
SBUXProProPro
See all 9 holdings VYM shares with WINN
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VYM or WINN?

VYM has an expense ratio of 0.04% while WINN charges 0.57%. VYM is the cheaper option. On a $10,000 investment, that is $53 per year of difference.

Which performed better, VYM or WINN?

Over the past year VYM returned +25.99% vs +13.63% for WINN, so VYM leads on 1-year performance. Over the longest common window we track (5 years), VYM annualized +7.07% vs +14.39% for WINN. Past performance does not guarantee future results.

Which is riskier, VYM or WINN?

WINN has been the more volatile fund at 21.1% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs WINN -32.1%.

Should I hold both VYM and WINN?

VYM and WINN have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and WINN?

VYM and WINN share 9 common holdings with a 10.6% weight overlap. Combined, they hold 623 unique securities.

Which pays a higher dividend, VYM or WINN?

VYM yields 2.86% while WINN yields 0.00%, so VYM currently pays the higher dividend yield.

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