VOO vs WINN

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOWINNWinner
Expense Ratio0.03%0.57%
AUM$979.0B$1.1B
Dividend Yield1.09%0.00%
Holdings50970
YTD Return+13.53%+9.16%
1Y Return+23.65%+13.63%
3Y Return (annualized)+21.27%+21.96%
5Y Return (annualized)+13.52%-
Volatility (annualized)14.1%21.1%
Max Drawdown-34.3%-32.1%
Fund FamilyVanguard (US)Harbor Funds
CategoryEquityEquity
InceptionSep 7, 2010Feb 2, 2022

VOO vs WINN Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Harbor Long-Term Growers ETF (WINN) is a ETF from Harbor Funds. Over the past year VOO returned +23.65% while WINN returned +13.63%. Year to date, VOO is up 13.53% versus a gain of 9.16% for WINN.

Over three years, VOO compounded at +21.27% per year against +21.96% for WINN. Across the full 5-year window we track, WINN has the edge at +14.39% annualized vs +13.57%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WINN has been the more volatile fund, with annualized monthly volatility of 21.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -32.1% for WINN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VOO charges 0.03% per year while WINN charges 0.57%. On a $10,000 position that is $3 vs $57 annually, a gap of $54 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 0.00% for WINN.

Holdings Overlap

49.8%overlap

VOO and WINN share 60 holdings out of 519 unique holdings combined, representing a 49.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VOOWeight in WINNDifference
NVDA7.51%11.34%3.83%
AAPL6.59%8.18%1.59%
GOOGL3.25%7.89%4.64%
MSFTProProPro
AVGOProProPro
AMZNProProPro
LLYProProPro
METAProProPro
AMDProProPro
TSLAProProPro
See all 10 holdings VOO shares with WINN
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VOO or WINN?

VOO has an expense ratio of 0.03% while WINN charges 0.57%. VOO is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, VOO or WINN?

Over the past year VOO returned +23.65% vs +13.63% for WINN, so VOO leads on 1-year performance. Over the longest common window we track (5 years), VOO annualized +13.57% vs +14.39% for WINN. Past performance does not guarantee future results.

Which is riskier, VOO or WINN?

WINN has been the more volatile fund at 21.1% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs WINN -32.1%.

Should I hold both VOO and WINN?

VOO and WINN have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VOO and WINN?

VOO and WINN share 60 common holdings with a 49.8% weight overlap. Combined, they hold 519 unique securities.

Which pays a higher dividend, VOO or WINN?

VOO yields 1.09% while WINN yields 0.00%, so VOO currently pays the higher dividend yield.

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