IVV vs WINN

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVWINNWinner
Expense Ratio0.03%0.57%
AUM$865.2B$1.1B
Dividend Yield1.09%0.00%
Holdings50870
YTD Return+13.52%+9.16%
1Y Return+23.63%+13.63%
3Y Return (annualized)+21.26%+21.96%
5Y Return (annualized)+13.52%-
Volatility (annualized)15.1%21.1%
Max Drawdown-56.5%-32.1%
Fund FamilyiShares by BlackRock (US)Harbor Funds
CategoryEquityEquity
InceptionMay 15, 2000Feb 2, 2022

IVV vs WINN Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Harbor Long-Term Growers ETF (WINN) is a ETF from Harbor Funds. Over the past year IVV returned +23.63% while WINN returned +13.63%. Year to date, IVV is up 13.52% versus a gain of 9.16% for WINN.

Over three years, IVV compounded at +21.26% per year against +21.96% for WINN. Across the full 5-year window we track, WINN has the edge at +14.39% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WINN has been the more volatile fund, with annualized monthly volatility of 21.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -32.1% for WINN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while WINN charges 0.57%. On a $10,000 position that is $3 vs $57 annually, a gap of $54 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for WINN.

Holdings Overlap

50.2%overlap

IVV and WINN share 59 holdings out of 520 unique holdings combined, representing a 50.2% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in IVVWeight in WINNDifference
NVDA7.76%11.34%3.58%
AAPL7.44%8.18%0.74%
GOOGL3.15%7.89%4.74%
MSFTProProPro
AVGOProProPro
AMZNProProPro
LLYProProPro
METAProProPro
AMDProProPro
TSLAProProPro
See all 10 holdings IVV shares with WINN
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVV or WINN?

IVV has an expense ratio of 0.03% while WINN charges 0.57%. IVV is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, IVV or WINN?

Over the past year IVV returned +23.63% vs +13.63% for WINN, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.04% vs +14.39% for WINN. Past performance does not guarantee future results.

Which is riskier, IVV or WINN?

WINN has been the more volatile fund at 21.1% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs WINN -32.1%.

Should I hold both IVV and WINN?

IVV and WINN have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and WINN?

IVV and WINN share 59 common holdings with a 50.2% weight overlap. Combined, they hold 520 unique securities.

Which pays a higher dividend, IVV or WINN?

IVV yields 1.09% while WINN yields 0.00%, so IVV currently pays the higher dividend yield.

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