VTI vs XSHQ

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXSHQWinner
Expense Ratio0.03%0.29%
AUM$663.5B$248M
Dividend Yield1.07%1.17%
Holdings3,543118
YTD Return+14.20%+16.14%
1Y Return+24.16%+19.10%
3Y Return (annualized)+21.12%+10.35%
5Y Return (annualized)+12.37%+7.38%
Volatility (annualized)15.3%19.2%
Max Drawdown-56.6%-38.3%
Fund FamilyVanguard (US)Invesco (US)
CategoryEquityEquity
InceptionMay 24, 2001Apr 3, 2017

VTI vs XSHQ Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Invesco S&P SmallCap Quality ETF (XSHQ) is a ETF from Invesco (US). Over the past year VTI returned +24.16% while XSHQ returned +19.10%. Year to date, VTI is up 14.20% versus a gain of 16.14% for XSHQ.

Over three years, VTI compounded at +21.12% per year against +10.35% for XSHQ; over five years the annualized figures are +12.37% and +7.38% respectively. Across the full 9-year window we track, XSHQ has the edge at +9.15% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XSHQ has been the more volatile fund, with annualized monthly volatility of 19.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -38.3% for XSHQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VTI charges 0.03% per year while XSHQ charges 0.29%. On a $10,000 position that is $3 vs $29 annually, a gap of $26 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 1.17% for XSHQ.

Holdings Overlap

0.1%overlap

VTI and XSHQ share 87 holdings out of 2816 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VTIWeight in XSHQDifference
MYRG0.01%2.37%2.36%
POWL0.01%2.17%2.16%
EAT0.00%2.02%2.02%
ECGProProPro
AWIProProPro
PAYCProProPro
LYFTProProPro
ZWSProProPro
PJTProProPro
PLXSProProPro
See all 10 holdings VTI shares with XSHQ
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Frequently Asked Questions

Which is cheaper, VTI or XSHQ?

VTI has an expense ratio of 0.03% while XSHQ charges 0.29%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, VTI or XSHQ?

Over the past year VTI returned +24.16% vs +19.10% for XSHQ, so VTI leads on 1-year performance. Over the longest common window we track (9 years), VTI annualized +8.14% vs +9.15% for XSHQ. Past performance does not guarantee future results.

Which is riskier, VTI or XSHQ?

XSHQ has been the more volatile fund at 19.2% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XSHQ -38.3%.

Should I hold both VTI and XSHQ?

VTI and XSHQ have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and XSHQ?

VTI and XSHQ share 87 common holdings with a 0.1% weight overlap. Combined, they hold 2816 unique securities.

Which pays a higher dividend, VTI or XSHQ?

VTI yields 1.07% while XSHQ yields 1.17%, so XSHQ currently pays the higher dividend yield.

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