VTI vs XQQI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXQQIWinner
Expense Ratio0.03%0.98%
AUM$663.5B$244M
Dividend Yield1.07%7.93%
Holdings3,543100
YTD Return+14.20%+11.41%
1Y Return+24.16%-
3Y Return (annualized)+21.12%-
5Y Return (annualized)+12.37%-
Volatility (annualized)15.3%-
Max Drawdown-56.6%-15.5%
Fund FamilyVanguard (US)NEOS
CategoryEquityAlternative
InceptionMay 24, 2001Feb 2, 2026

VTI vs XQQI Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and NEOS Boosted Nasdaq-100 High Income ETF (XQQI) is a ETF from NEOS. Year to date, VTI is up 14.20% versus a gain of 11.41% for XQQI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.6% for VTI and -15.5% for XQQI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VTI charges 0.03% per year while XQQI charges 0.98%. On a $10,000 position that is $3 vs $98 annually, a gap of $95 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 7.93% for XQQI.

Holdings Overlap

44.8%overlap

VTI and XQQI share 87 holdings out of 2796 unique holdings combined, representing a 44.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VTIWeight in XQQIDifference
NVDA6.32%8.70%2.38%
AAPL5.84%7.48%1.64%
MSFT3.81%5.55%1.74%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
TSLAProProPro
MUProProPro
See all 10 holdings VTI shares with XQQI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VTI or XQQI?

VTI has an expense ratio of 0.03% while XQQI charges 0.98%. VTI is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

What is the holdings overlap between VTI and XQQI?

VTI and XQQI share 87 common holdings with a 44.8% weight overlap. Combined, they hold 2796 unique securities.

Which pays a higher dividend, VTI or XQQI?

VTI yields 1.07% while XQQI yields 7.93%, so XQQI currently pays the higher dividend yield.

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