VTI vs XPND

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXPNDWinner
Expense Ratio0.03%0.65%
AUM$663.5B$38M
Dividend Yield1.07%0.07%
Holdings3,54351
YTD Return+13.92%+12.07%
1Y Return+24.07%+18.50%
3Y Return (annualized)+20.88%+23.63%
5Y Return (annualized)+12.47%+13.31%
Volatility (annualized)15.3%21.8%
Max Drawdown-56.6%-38.0%
Fund FamilyVanguard (US)First Trust Portfolios (US)
CategoryEquityEquity
InceptionMay 24, 2001Jun 14, 2021

VTI vs XPND Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and First Trust Expanded Technology ETF (XPND) is a ETF from First Trust Portfolios (US). Over the past year VTI returned +24.07% while XPND returned +18.50%. Year to date, VTI is up 13.92% versus a gain of 12.07% for XPND.

Over three years, VTI compounded at +20.88% per year against +23.63% for XPND; over five years the annualized figures are +12.47% and +13.31% respectively. Across the full 5-year window we track, XPND has the edge at +14.75% annualized vs +8.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XPND has been the more volatile fund, with annualized monthly volatility of 21.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -38.0% for XPND. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VTI charges 0.03% per year while XPND charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.07% for XPND.

Holdings Overlap

23.8%overlap

VTI and XPND share 47 holdings out of 2786 unique holdings combined, representing a 23.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VTIWeight in XPNDDifference
NVDA6.32%4.47%1.85%
AAPL5.84%4.64%1.20%
GOOGL2.88%4.40%1.52%
AMATProProPro
AVGOProProPro
VProProPro
LRCXProProPro
MAProProPro
CSCOProProPro
KLACProProPro
See all 10 holdings VTI shares with XPND
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Frequently Asked Questions

Which is cheaper, VTI or XPND?

VTI has an expense ratio of 0.03% while XPND charges 0.65%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, VTI or XPND?

Over the past year VTI returned +24.07% vs +18.50% for XPND, so VTI leads on 1-year performance. Over the longest common window we track (5 years), VTI annualized +8.13% vs +14.75% for XPND. Past performance does not guarantee future results.

Which is riskier, VTI or XPND?

XPND has been the more volatile fund at 21.8% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XPND -38.0%.

Should I hold both VTI and XPND?

VTI and XPND have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VTI and XPND?

VTI and XPND share 47 common holdings with a 23.8% weight overlap. Combined, they hold 2786 unique securities.

Which pays a higher dividend, VTI or XPND?

VTI yields 1.07% while XPND yields 0.07%, so VTI currently pays the higher dividend yield.

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