VTI vs XMAG

Quick Verdict

VTI has a lower expense ratio. XMAG delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: XMAGMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXMAGWinner
Expense Ratio0.03%0.35%
AUM$663.5B$166M
Dividend Yield1.07%0.23%
Holdings3,543495
YTD Return+14.20%+15.85%
1Y Return+24.16%+24.36%
3Y Return (annualized)+21.12%-
5Y Return (annualized)+12.37%-
Volatility (annualized)15.3%12.0%
Max Drawdown-56.6%-16.2%
Fund FamilyVanguard (US)Defiance ETFs, LLC
CategoryEquityEquity
InceptionMay 24, 2001Oct 21, 2024

VTI vs XMAG Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Defiance Large Cap ex-Mag 7 ETF (XMAG) is a ETF from Defiance ETFs, LLC. Over the past year VTI returned +24.16% while XMAG returned +24.36%. Year to date, VTI is up 14.20% versus a gain of 15.85% for XMAG.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.0% for XMAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -16.2% for XMAG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VTI charges 0.03% per year while XMAG charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.23% for XMAG.

Holdings Overlap

58.6%overlap

VTI and XMAG share 457 holdings out of 2818 unique holdings combined, representing a 58.6% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in VTIWeight in XMAGDifference
AVGO2.46%2.83%0.37%
MU1.79%2.35%0.56%
LLY1.40%2.36%0.96%
JPM:USProProPro
AMDProProPro
JNJProProPro
XOMProProPro
VProProPro
WMTProProPro
AMATProProPro
See all 10 holdings VTI shares with XMAG
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VTI or XMAG?

VTI has an expense ratio of 0.03% while XMAG charges 0.35%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, VTI or XMAG?

Over the past year VTI returned +24.16% vs +24.36% for XMAG, so XMAG leads on 1-year performance. Over the longest common window we track (2 years), VTI annualized +8.14% vs +16.85% for XMAG. Past performance does not guarantee future results.

Which is riskier, VTI or XMAG?

VTI has been the more volatile fund at 15.3% annualized versus 12.0% for XMAG. Worst drawdown: VTI -56.6% vs XMAG -16.2%.

Should I hold both VTI and XMAG?

VTI and XMAG have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and XMAG?

VTI and XMAG share 457 common holdings with a 58.6% weight overlap. Combined, they hold 2818 unique securities.

Which pays a higher dividend, VTI or XMAG?

VTI yields 1.07% while XMAG yields 0.23%, so VTI currently pays the higher dividend yield.

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