VTI vs XAGG

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXAGGWinner
Expense Ratio0.03%0.50%
AUM$663.5B$1.3B
Dividend Yield1.07%4.46%
Holdings3,543406
YTD Return+10.14%+1.99%
1Y Return+19.82%-
3Y Return (annualized)+18.94%-
5Y Return (annualized)+11.79%-
Volatility (annualized)15.4%-
Max Drawdown-56.6%-2.9%
Fund FamilyVanguard (US)Eaton Vance
CategoryEquityFixed Income
InceptionMay 24, 2001Nov 10, 2025

VTI vs XAGG Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Eaton Vance Income Opportunities ETF (XAGG) is a ETF from Eaton Vance. Year to date, VTI is up 10.14% versus a gain of 1.99% for XAGG.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.6% for VTI and -2.9% for XAGG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VTI charges 0.03% per year while XAGG charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 4.46% for XAGG.

Holdings Overlap

0.0%overlap

VTI and XAGG share 0 holdings out of 2884 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or XAGG?

VTI has an expense ratio of 0.03% while XAGG charges 0.50%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

What is the holdings overlap between VTI and XAGG?

VTI and XAGG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2884 unique securities.

Which pays a higher dividend, VTI or XAGG?

VTI yields 1.07% while XAGG yields 4.46%, so XAGG currently pays the higher dividend yield.

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