VTI vs WLTG

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIWLTGWinner
Expense Ratio0.03%0.74%
AUM$663.5B$79M
Dividend Yield1.07%4.15%
Holdings3,54337
YTD Return+13.57%+10.26%
1Y Return+24.23%+24.00%
3Y Return (annualized)+20.73%+22.64%
5Y Return (annualized)+12.24%-
Volatility (annualized)15.3%13.7%
Max Drawdown-56.6%-25.1%
Fund FamilyVanguard (US)WealthTrust Asset Management
CategoryEquityEquity
InceptionMay 24, 2001Dec 6, 2021

VTI vs WLTG Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and WealthTrust DBS Long Term Growth ETF (WLTG) is a ETF from WealthTrust Asset Management. Over the past year VTI returned +24.23% while WLTG returned +24.00%. Year to date, VTI is up 13.57% versus a gain of 10.26% for WLTG.

Over three years, VTI compounded at +20.73% per year against +22.64% for WLTG. Across the full 5-year window we track, WLTG has the edge at +10.71% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.7% for WLTG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -25.1% for WLTG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VTI charges 0.03% per year while WLTG charges 0.74%. On a $10,000 position that is $3 vs $74 annually, a gap of $71 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 4.15% for WLTG.

Holdings Overlap

20.6%overlap

VTI and WLTG share 24 holdings out of 2795 unique holdings combined, representing a 20.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VTIWeight in WLTGDifference
NVDA6.32%2.99%3.33%
GOOGL2.88%5.18%2.30%
AAPL5.84%1.51%4.33%
AMZNProProPro
MSFTProProPro
METAProProPro
LLYProProPro
AVGOProProPro
MUProProPro
VRTProProPro
See all 10 holdings VTI shares with WLTG
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VTI or WLTG?

VTI has an expense ratio of 0.03% while WLTG charges 0.74%. VTI is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, VTI or WLTG?

Over the past year VTI returned +24.23% vs +24.00% for WLTG, so VTI leads on 1-year performance. Over the longest common window we track (5 years), VTI annualized +8.12% vs +10.71% for WLTG. Past performance does not guarantee future results.

Which is riskier, VTI or WLTG?

VTI has been the more volatile fund at 15.3% annualized versus 13.7% for WLTG. Worst drawdown: VTI -56.6% vs WLTG -25.1%.

Should I hold both VTI and WLTG?

VTI and WLTG have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VTI and WLTG?

VTI and WLTG share 24 common holdings with a 20.6% weight overlap. Combined, they hold 2795 unique securities.

Which pays a higher dividend, VTI or WLTG?

VTI yields 1.07% while WLTG yields 4.15%, so WLTG currently pays the higher dividend yield.

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