VTI vs WAMA

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVTIWAMAWinner
Expense Ratio0.03%0.32%
AUM$663.5B$187M
Dividend Yield1.07%0.42%
Holdings3,5432
YTD Return+13.39%+10.01%
1Y Return+23.21%-
3Y Return (annualized)+20.65%-
5Y Return (annualized)+12.18%-
Volatility (annualized)15.3%-
Max Drawdown-56.6%-5.7%
Fund FamilyVanguard (US)WisdomTree Investments
CategoryEquityAllocation/Balanced
InceptionMay 24, 2001Mar 12, 2026

VTI vs WAMA Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and WisdomTree US Adaptive Moving Average Fund ETF (WAMA) is a ETF from WisdomTree Investments. Year to date, VTI is up 13.39% versus a gain of 10.01% for WAMA.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.6% for VTI and -5.7% for WAMA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VTI charges 0.03% per year while WAMA charges 0.32%. On a $10,000 position that is $3 vs $32 annually, a gap of $29 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.42% for WAMA.

Holdings Overlap

71.0%overlap

VTI and WAMA share 425 holdings out of 2844 unique holdings combined, representing a 71.0% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in VTIWeight in WAMADifference
NVDA6.32%7.82%1.50%
AAPL5.84%6.63%0.79%
GOOGL2.88%7.32%4.44%
MSFTProProPro
AMZNProProPro
AVGOProProPro
TSLAProProPro
LLYProProPro
MUProProPro
WMTProProPro
See all 10 holdings VTI shares with WAMA
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VTI or WAMA?

VTI has an expense ratio of 0.03% while WAMA charges 0.32%. VTI is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

What is the holdings overlap between VTI and WAMA?

VTI and WAMA share 425 common holdings with a 71.0% weight overlap. Combined, they hold 2844 unique securities.

Which pays a higher dividend, VTI or WAMA?

VTI yields 1.07% while WAMA yields 0.42%, so VTI currently pays the higher dividend yield.

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