VTI vs VV

Quick Verdict

VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: TiedHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIVVWinner
Expense Ratio0.03%0.03%
AUM$663.5B$52.5B
Dividend Yield1.07%1.25%
Holdings3,543446
YTD Return+10.14%+9.65%
1Y Return+19.82%+18.97%
3Y Return (annualized)+18.94%+19.55%
5Y Return (annualized)+11.79%+12.43%
Volatility (annualized)15.4%14.8%
Max Drawdown-56.6%-56.0%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 24, 2001Jan 27, 2004

VTI vs VV Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Vanguard Large-Cap ETF (VV) is a ETF from Vanguard (US). Over the past year VTI returned +19.82% while VV returned +18.97%. Year to date, VTI is up 10.14% versus a gain of 9.65% for VV.

Over three years, VTI compounded at +18.94% per year against +19.55% for VV; over five years the annualized figures are +11.79% and +12.43% respectively. Across the full 23-year window we track, VV has the edge at +9.36% annualized vs +7.99%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 14.8% for VV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -56.0% for VV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VTI charges 0.03% per year while VV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VTI currently yields 1.07% against 1.25% for VV.

Holdings Overlap

86.2%overlap

VTI and VV share 419 holdings out of 2795 unique holdings combined, representing a 86.2% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in VTIWeight in VVDifference
NVDA6.32%7.27%0.95%
AAPL5.84%6.72%0.88%
MSFT3.81%4.38%0.57%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
MUProProPro
METAProProPro
TSLAProProPro
See all 10 holdings VTI shares with VV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VTI or VV?

VTI has an expense ratio of 0.03% while VV charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, VTI or VV?

Over the past year VTI returned +19.82% vs +18.97% for VV, so VTI leads on 1-year performance. Over the longest common window we track (23 years), VTI annualized +7.99% vs +9.36% for VV. Past performance does not guarantee future results.

Which is riskier, VTI or VV?

VTI has been the more volatile fund at 15.4% annualized versus 14.8% for VV. Worst drawdown: VTI -56.6% vs VV -56.0%.

Should I hold both VTI and VV?

VTI and VV have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VTI and VV?

VTI and VV share 419 common holdings with a 86.2% weight overlap. Combined, they hold 2795 unique securities.

Which pays a higher dividend, VTI or VV?

VTI yields 1.07% while VV yields 1.25%, so VV currently pays the higher dividend yield.

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