VB vs VTI

Quick Verdict

VB delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: TiedHigher Returns: VBMore Diversified: VTI

Side-by-Side Comparison

MetricVBVTIWinner
Expense Ratio0.03%0.03%
AUM$81.5B$663.5B
Dividend Yield1.48%1.07%
Holdings1,3243,543
YTD Return+15.34%+11.83%
1Y Return+25.86%+21.79%
3Y Return (annualized)+15.31%+20.40%
5Y Return (annualized)+7.74%+11.96%
Volatility (annualized)18.9%15.3%
Max Drawdown-61.0%-56.6%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
InceptionJan 26, 2004May 24, 2001

VB vs VTI Performance

Vanguard Small Cap ETF (VB) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VB returned +25.86% while VTI returned +21.79%. Year to date, VB is up 15.34% versus a gain of 11.83% for VTI.

Over three years, VB compounded at +15.31% per year against +20.40% for VTI; over five years the annualized figures are +7.74% and +11.96% respectively. Across the full 23-year window we track, VB has the edge at +8.76% annualized vs +8.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VB has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -61.0% for VB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VB charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VB currently yields 1.48% against 1.07% for VTI.

Holdings Overlap

6.8%overlap

VB and VTI share 865 holdings out of 3029 unique holdings combined, representing a 6.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VBWeight in VTIDifference
SNDK1.21%0.46%0.75%
FIX0.65%0.10%0.55%
CIEN0.64%0.10%0.54%
LITEProProPro
COHRProProPro
RKLBProProPro
BEProProPro
NRGProProPro
EMEProProPro
FTAIProProPro
See all 10 holdings VB shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VB or VTI?

VB has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, VB or VTI?

Over the past year VB returned +25.86% vs +21.79% for VTI, so VB leads on 1-year performance. Over the longest common window we track (23 years), VB annualized +8.76% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, VB or VTI?

VB has been the more volatile fund at 18.9% annualized versus 15.3% for VTI. Worst drawdown: VB -61.0% vs VTI -56.6%.

Should I hold both VB and VTI?

VB and VTI have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VB and VTI?

VB and VTI share 865 common holdings with a 6.8% weight overlap. Combined, they hold 3029 unique securities.

Which pays a higher dividend, VB or VTI?

VB yields 1.48% while VTI yields 1.07%, so VB currently pays the higher dividend yield.

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