URSP vs VTI

Quick Verdict

VTI has a lower expense ratio. URSP delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: URSPMore Diversified: VTI

Side-by-Side Comparison

MetricURSPVTIWinner
Expense Ratio0.95%0.03%
AUM$38M$663.5B
Dividend Yield0.93%1.07%
Holdings5073,543
YTD Return+26.65%+14.20%
1Y Return+30.23%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)20.5%15.3%
Max Drawdown-15.7%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionAug 25, 2025May 24, 2001

URSP vs VTI Performance

ProShares Ultra S&P 500 Equal Weight (URSP) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year URSP returned +30.23% while VTI returned +24.16%. Year to date, URSP is up 26.65% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

URSP has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.7% for URSP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

URSP charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, URSP currently yields 0.93% against 1.07% for VTI.

Holdings Overlap

21.9%overlap

URSP and VTI share 453 holdings out of 2833 unique holdings combined, representing a 21.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in URSPWeight in VTIDifference
NVDA0.06%6.32%6.26%
AAPL0.07%5.84%5.77%
MSFT0.06%3.81%3.75%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
MUProProPro
METAProProPro
TSLAProProPro
See all 10 holdings URSP shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, URSP or VTI?

URSP has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, URSP or VTI?

Over the past year URSP returned +30.23% vs +24.16% for VTI, so URSP leads on 1-year performance. Past performance does not guarantee future results.

Which is riskier, URSP or VTI?

URSP has been the more volatile fund at 20.5% annualized versus 15.3% for VTI. Worst drawdown: URSP -15.7% vs VTI -56.6%.

Should I hold both URSP and VTI?

URSP and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between URSP and VTI?

URSP and VTI share 453 common holdings with a 21.9% weight overlap. Combined, they hold 2833 unique securities.

Which pays a higher dividend, URSP or VTI?

URSP yields 0.93% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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