SCHD vs URSP

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. URSP offers more diversification with 503 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: URSP

Side-by-Side Comparison

MetricSCHDURSPWinner
Expense Ratio0.06%0.95%
AUM$103.7B$38M
Dividend Yield3.31%0.93%
Holdings104507
YTD Return+22.69%+21.26%
1Y Return+30.94%+24.69%
3Y Return (annualized)+14.20%-
5Y Return (annualized)+9.59%-
Volatility (annualized)13.7%-
Max Drawdown-33.4%-15.7%
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityAlternative
InceptionOct 20, 2011Aug 25, 2025

SCHD vs URSP Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares Ultra S&P 500 Equal Weight (URSP) is a ETF from ProShares. Over the past year SCHD returned +30.94% while URSP returned +24.69%. Year to date, SCHD is up 22.69% versus a gain of 21.26% for URSP.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -15.7% for URSP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while URSP charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.93% for URSP.

Holdings Overlap

2.7%overlap

SCHD and URSP share 44 holdings out of 559 unique holdings combined, representing a 2.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in URSPDifference
UNH4.54%0.06%4.48%
ABT4.49%0.07%4.42%
MRK4.32%0.07%4.25%
AMGNProProPro
HDProProPro
KOProProPro
CVXProProPro
PEPProProPro
TXNProProPro
COPProProPro
See all 10 holdings SCHD shares with URSP
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHD or URSP?

SCHD has an expense ratio of 0.06% while URSP charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, SCHD or URSP?

Over the past year SCHD returned +30.94% vs +24.69% for URSP, so SCHD leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between SCHD and URSP?

SCHD and URSP share 44 common holdings with a 2.7% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, SCHD or URSP?

SCHD yields 3.31% while URSP yields 0.93%, so SCHD currently pays the higher dividend yield.

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