TRUT vs VTI

Quick Verdict

VTI has a lower expense ratio. TRUT delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TRUTMore Diversified: VTI

Side-by-Side Comparison

MetricTRUTVTIWinner
Expense Ratio0.14%0.03%
AUM$174M$663.5B
Dividend Yield0.20%1.07%
Holdings763,543
YTD Return+22.59%+14.20%
1Y Return+34.91%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)27.5%15.3%
Max Drawdown-18.6%-56.6%
Fund FamilyVanEckVanguard (US)
CategoryEquityEquity
InceptionAug 20, 2025May 24, 2001

TRUT vs VTI Performance

VanEck Technology TruSector ETF (TRUT) is a ETF from VanEck and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TRUT returned +34.91% while VTI returned +24.16%. Year to date, TRUT is up 22.59% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

TRUT has been the more volatile fund, with annualized monthly volatility of 27.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.6% for TRUT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TRUT charges 0.14% per year while VTI charges 0.03%. On a $10,000 position that is $14 vs $3 annually, a gap of $11 per year that compounds over a long holding period. On income, TRUT currently yields 0.20% against 1.07% for VTI.

Holdings Overlap

31.4%overlap

TRUT and VTI share 66 holdings out of 2792 unique holdings combined, representing a 31.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TRUTWeight in VTIDifference
NVDA16.47%6.32%10.15%
AAPL15.39%5.84%9.55%
MSFT9.24%3.81%5.43%
AVGOProProPro
MUProProPro
INTCProProPro
AMATProProPro
LRCXProProPro
CSCOProProPro
KLACProProPro
See all 10 holdings TRUT shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, TRUT or VTI?

TRUT has an expense ratio of 0.14% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, TRUT or VTI?

Over the past year TRUT returned +34.91% vs +24.16% for VTI, so TRUT leads on 1-year performance. Past performance does not guarantee future results.

Which is riskier, TRUT or VTI?

TRUT has been the more volatile fund at 27.5% annualized versus 15.3% for VTI. Worst drawdown: TRUT -18.6% vs VTI -56.6%.

Should I hold both TRUT and VTI?

TRUT and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TRUT and VTI?

TRUT and VTI share 66 common holdings with a 31.4% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, TRUT or VTI?

TRUT yields 0.20% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →