SCHD vs TRUT
SCHD vs TRUT
Schwab US Dividend Equity ETF vs VanEck Technology TruSector ETF
Quick Verdict
SCHD has a lower expense ratio. TRUT delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | TRUT | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.14% | |
| AUM | $103.7B | $174M | |
| Dividend Yield | 3.31% | 0.20% | |
| Holdings | 104 | 76 | |
| YTD Return | +24.26% | +22.59% | |
| 1Y Return | +31.38% | +34.91% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 27.5% | |
| Max Drawdown | -33.4% | -18.6% | |
| Fund Family | Charles Schwab Asset Management | VanEck | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Aug 20, 2025 |
SCHD vs TRUT Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VanEck Technology TruSector ETF (TRUT) is a ETF from VanEck. Over the past year SCHD returned +31.38% while TRUT returned +34.91%. Year to date, SCHD is up 24.26% versus a gain of 22.59% for TRUT.
Risk: Volatility and Drawdowns
TRUT has been the more volatile fund, with annualized monthly volatility of 27.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -18.6% for TRUT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.12. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRUT charges 0.14%. On a $10,000 position that is $6 vs $14 annually, a gap of $8 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.20% for TRUT.
Holdings Overlap
SCHD and TRUT share 4 holdings out of 171 unique holdings combined, representing a 1.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in TRUT | Difference |
|---|---|---|---|
| TXN | 3.70% | 0.50% | 3.20% |
| QCOM | 2.72% | 0.35% | 2.37% |
| ACN | 2.24% | 0.17% | 2.07% |
| SWKS | Pro | Pro | Pro |
See all 4 holdings SCHD shares with TRUT Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or TRUT?
SCHD has an expense ratio of 0.06% while TRUT charges 0.14%. SCHD is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, SCHD or TRUT?
Over the past year SCHD returned +31.38% vs +34.91% for TRUT, so TRUT leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, SCHD or TRUT?
TRUT has been the more volatile fund at 27.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TRUT -18.6%.
Should I hold both SCHD and TRUT?
SCHD and TRUT have a monthly-return correlation of -0.12, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TRUT?
SCHD and TRUT share 4 common holdings with a 1.0% weight overlap. Combined, they hold 171 unique securities.
Which pays a higher dividend, SCHD or TRUT?
SCHD yields 3.31% while TRUT yields 0.20%, so SCHD currently pays the higher dividend yield.
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