TMFE vs VTI

Quick Verdict

VTI has a lower expense ratio. TMFE delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TMFEMore Diversified: VTI

Side-by-Side Comparison

MetricTMFEVTIWinner
Expense Ratio0.50%0.03%
AUM$77M$663.5B
Dividend Yield0.18%1.07%
Holdings1023,543
YTD Return+34.98%+13.57%
1Y Return+39.12%+24.23%
3Y Return (annualized)+12.14%+20.73%
5Y Return (annualized)-+12.24%
Volatility (annualized)20.5%15.3%
Max Drawdown-31.1%-56.6%
Fund FamilyMotley Fool Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionDec 30, 2021May 24, 2001

TMFE vs VTI Performance

Motley Fool Capital Efficiency 100 Index ETF (TMFE) is a ETF from Motley Fool Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TMFE returned +39.12% while VTI returned +24.23%. Year to date, TMFE is up 34.98% versus a gain of 13.57% for VTI.

Over three years, TMFE compounded at +12.14% per year against +20.73% for VTI. Across the full 3-year window we track, TMFE has the edge at +12.14% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TMFE has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.1% for TMFE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

TMFE charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, TMFE currently yields 0.18% against 1.07% for VTI.

Holdings Overlap

29.3%overlap

TMFE and VTI share 87 holdings out of 2797 unique holdings combined, representing a 29.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TMFEWeight in VTIDifference
NVDA5.34%6.32%0.98%
AAPL5.44%5.84%0.40%
MSFT5.26%3.81%1.45%
AMZNProProPro
GOOGProProPro
METAProProPro
LRCXProProPro
VProProPro
MAProProPro
COSTProProPro
See all 10 holdings TMFE shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, TMFE or VTI?

TMFE has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, TMFE or VTI?

Over the past year TMFE returned +39.12% vs +24.23% for VTI, so TMFE leads on 1-year performance. Over the longest common window we track (3 years), TMFE annualized +12.14% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, TMFE or VTI?

TMFE has been the more volatile fund at 20.5% annualized versus 15.3% for VTI. Worst drawdown: TMFE -31.1% vs VTI -56.6%.

Should I hold both TMFE and VTI?

TMFE and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between TMFE and VTI?

TMFE and VTI share 87 common holdings with a 29.3% weight overlap. Combined, they hold 2797 unique securities.

Which pays a higher dividend, TMFE or VTI?

TMFE yields 0.18% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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