TMFE vs VYM

Quick Verdict

VYM has a lower expense ratio. TMFE delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TMFEMore Diversified: VYM

Side-by-Side Comparison

MetricTMFEVYMWinner
Expense Ratio0.50%0.04%
AUM$77M$79.0B
Dividend Yield0.18%2.86%
Holdings102568
YTD Return+34.98%+15.45%
1Y Return+39.12%+26.05%
3Y Return (annualized)+12.14%+17.96%
5Y Return (annualized)-+12.54%
Volatility (annualized)20.5%14.6%
Max Drawdown-31.1%-58.8%
Fund FamilyMotley Fool Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionDec 30, 2021Nov 10, 2006

TMFE vs VYM Performance

Motley Fool Capital Efficiency 100 Index ETF (TMFE) is a ETF from Motley Fool Asset Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TMFE returned +39.12% while VYM returned +26.05%. Year to date, TMFE is up 34.98% versus a gain of 15.45% for VYM.

Over three years, TMFE compounded at +12.14% per year against +17.96% for VYM. Across the full 3-year window we track, TMFE has the edge at +12.14% annualized vs +7.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TMFE has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.1% for TMFE and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TMFE charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, TMFE currently yields 0.18% against 2.86% for VYM.

Holdings Overlap

5.8%overlap

TMFE and VYM share 15 holdings out of 644 unique holdings combined, representing a 5.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TMFEWeight in VYMDifference
WMT4.11%2.44%1.67%
GILD1.92%0.81%1.11%
BMY1.45%0.56%0.89%
SBUXProProPro
FDXProProPro
NKEProProPro
SYYProProPro
EBAYProProPro
WSMProProPro
TSCOProProPro
See all 10 holdings TMFE shares with VYM
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Frequently Asked Questions

Which is cheaper, TMFE or VYM?

TMFE has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, TMFE or VYM?

Over the past year TMFE returned +39.12% vs +26.05% for VYM, so TMFE leads on 1-year performance. Over the longest common window we track (3 years), TMFE annualized +12.14% vs +7.06% for VYM. Past performance does not guarantee future results.

Which is riskier, TMFE or VYM?

TMFE has been the more volatile fund at 20.5% annualized versus 14.6% for VYM. Worst drawdown: TMFE -31.1% vs VYM -58.8%.

Should I hold both TMFE and VYM?

TMFE and VYM have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TMFE and VYM?

TMFE and VYM share 15 common holdings with a 5.8% weight overlap. Combined, they hold 644 unique securities.

Which pays a higher dividend, TMFE or VYM?

TMFE yields 0.18% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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