TILC vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricTILCVTIWinner
Expense Ratio0.52%0.03%
AUM-$663.5B
Dividend Yield-1.07%
Holdings3113,543
YTD Return+3.17%+14.20%
1Y Return-+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)-15.3%
Max Drawdown-3.0%-56.6%
Fund FamilyThrivent FundsVanguard (US)
CategoryEquityEquity
InceptionJun 15, 2026May 24, 2001

TILC vs VTI Performance

Thrivent International Large Cap ETF (TILC) is a ETF from Thrivent Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, TILC is up 3.17% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.0% for TILC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TILC charges 0.52% per year while VTI charges 0.03%. On a $10,000 position that is $52 vs $3 annually, a gap of $49 per year that compounds over a long holding period.

Holdings Overlap

0.0%overlap

TILC and VTI share 0 holdings out of 3094 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TILC or VTI?

TILC has an expense ratio of 0.52% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $49 per year of difference.

What is the holdings overlap between TILC and VTI?

TILC and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3094 unique securities.

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