SCHD vs TILC

Quick Verdict

SCHD has a lower expense ratio. TILC offers more diversification with 311 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: TILC

Side-by-Side Comparison

MetricSCHDTILCWinner
Expense Ratio0.06%0.52%
AUM$103.7B-
Dividend Yield3.31%-
Holdings104311
YTD Return+22.69%+0.80%
1Y Return+30.94%-
3Y Return (annualized)+14.20%-
5Y Return (annualized)+9.59%-
Volatility (annualized)13.7%-
Max Drawdown-33.4%-3.0%
Fund FamilyCharles Schwab Asset ManagementThrivent Funds
CategoryEquityEquity
InceptionOct 20, 2011Jun 15, 2026

SCHD vs TILC Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Thrivent International Large Cap ETF (TILC) is a ETF from Thrivent Funds. Year to date, SCHD is up 22.69% versus a gain of 0.80% for TILC.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -3.0% for TILC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while TILC charges 0.52%. On a $10,000 position that is $6 vs $52 annually, a gap of $46 per year that compounds over a long holding period.

Holdings Overlap

0.0%overlap

SCHD and TILC share 0 holdings out of 411 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or TILC?

SCHD has an expense ratio of 0.06% while TILC charges 0.52%. SCHD is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

What is the holdings overlap between SCHD and TILC?

SCHD and TILC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 411 unique securities.

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