TFFI vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricTFFIVTIWinner
Expense Ratio1.01%0.03%
AUM$39M$663.5B
Dividend Yield0.00%1.07%
Holdings103,543
YTD Return+1.12%+10.14%
1Y Return-+19.82%
3Y Return (annualized)-+18.94%
5Y Return (annualized)-+11.79%
Volatility (annualized)-15.4%
Max Drawdown-4.2%-56.6%
Fund FamilyChesapeake Mutual FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 23, 2026May 24, 2001

TFFI vs VTI Performance

Chesapeake Trend-Following Fixed Income ETF (TFFI) is a ETF from Chesapeake Mutual Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, TFFI is up 1.12% versus a gain of 10.14% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.2% for TFFI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TFFI charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, TFFI currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

TFFI and VTI share 0 holdings out of 2793 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TFFI or VTI?

TFFI has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

What is the holdings overlap between TFFI and VTI?

TFFI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2793 unique securities.

Which pays a higher dividend, TFFI or VTI?

TFFI yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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