SCHD vs TFFI

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTFFIWinner
Expense Ratio0.06%1.01%
AUM$103.7B$39M
Dividend Yield3.31%0.00%
Holdings10410
YTD Return+22.69%+1.12%
1Y Return+30.94%-
3Y Return (annualized)+14.20%-
5Y Return (annualized)+9.59%-
Volatility (annualized)13.7%-
Max Drawdown-33.4%-4.2%
Fund FamilyCharles Schwab Asset ManagementChesapeake Mutual Funds
CategoryEquityFixed Income
InceptionOct 20, 2011Feb 23, 2026

SCHD vs TFFI Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Chesapeake Trend-Following Fixed Income ETF (TFFI) is a ETF from Chesapeake Mutual Funds. Year to date, SCHD is up 22.69% versus a gain of 1.12% for TFFI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -4.2% for TFFI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while TFFI charges 1.01%. On a $10,000 position that is $6 vs $101 annually, a gap of $95 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for TFFI.

Holdings Overlap

0.0%overlap

SCHD and TFFI share 0 holdings out of 110 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or TFFI?

SCHD has an expense ratio of 0.06% while TFFI charges 1.01%. SCHD is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

What is the holdings overlap between SCHD and TFFI?

SCHD and TFFI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 110 unique securities.

Which pays a higher dividend, SCHD or TFFI?

SCHD yields 3.31% while TFFI yields 0.00%, so SCHD currently pays the higher dividend yield.

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