STBF vs VYM
STBF vs VYM
Performance Trust Short Term Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | STBF | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.04% | |
| AUM | $70M | $79.0B | |
| Dividend Yield | 4.82% | 2.86% | |
| Holdings | 201 | 568 | |
| YTD Return | +0.11% | +15.57% | |
| 1Y Return | +2.65% | +25.99% | |
| 3Y Return (annualized) | - | +18.02% | |
| 5Y Return (annualized) | - | +12.71% | |
| Volatility (annualized) | 1.8% | 14.6% | |
| Max Drawdown | -1.2% | -58.8% | |
| Fund Family | Performance Trust Asset Management LLC | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Apr 9, 2024 | Nov 10, 2006 |
STBF vs VYM Performance
Performance Trust Short Term Bond ETF (STBF) is a ETF from Performance Trust Asset Management LLC and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year STBF returned +2.65% while VYM returned +25.99%. Year to date, STBF is up 0.11% versus a gain of 15.57% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.8% for STBF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.2% for STBF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
STBF charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, STBF currently yields 4.82% against 2.86% for VYM.
Holdings Overlap
STBF and VYM share 0 holdings out of 626 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, STBF or VYM?
STBF has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, STBF or VYM?
Over the past year STBF returned +2.65% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), STBF annualized +4.73% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, STBF or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 1.8% for STBF. Worst drawdown: STBF -1.2% vs VYM -58.8%.
Should I hold both STBF and VYM?
STBF and VYM have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between STBF and VYM?
STBF and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 626 unique securities.
Which pays a higher dividend, STBF or VYM?
STBF yields 4.82% while VYM yields 2.86%, so STBF currently pays the higher dividend yield.
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