STBF vs VXUS
STBF vs VXUS
Performance Trust Short Term Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | STBF | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.05% | |
| AUM | $70M | $156.5B | |
| Dividend Yield | 4.82% | 2.60% | |
| Holdings | 201 | 8,747 | |
| YTD Return | +0.11% | +13.57% | |
| 1Y Return | +2.65% | +28.78% | |
| 3Y Return (annualized) | - | +18.63% | |
| 5Y Return (annualized) | - | +9.05% | |
| Volatility (annualized) | 1.8% | 15.1% | |
| Max Drawdown | -1.2% | -39.9% | |
| Fund Family | Performance Trust Asset Management LLC | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Apr 9, 2024 | Jan 26, 2011 |
STBF vs VXUS Performance
Performance Trust Short Term Bond ETF (STBF) is a ETF from Performance Trust Asset Management LLC and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year STBF returned +2.65% while VXUS returned +28.78%. Year to date, STBF is up 0.11% versus a gain of 13.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.8% for STBF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.2% for STBF and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
STBF charges 0.65% per year while VXUS charges 0.05%. On a $10,000 position that is $65 vs $5 annually, a gap of $60 per year that compounds over a long holding period. On income, STBF currently yields 4.82% against 2.60% for VXUS.
Holdings Overlap
STBF and VXUS share 0 holdings out of 7928 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, STBF or VXUS?
STBF has an expense ratio of 0.65% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $60 per year of difference.
Which performed better, STBF or VXUS?
Over the past year STBF returned +2.65% vs +28.78% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), STBF annualized +4.73% vs +4.80% for VXUS. Past performance does not guarantee future results.
Which is riskier, STBF or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 1.8% for STBF. Worst drawdown: STBF -1.2% vs VXUS -39.9%.
Should I hold both STBF and VXUS?
STBF and VXUS have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between STBF and VXUS?
STBF and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7928 unique securities.
Which pays a higher dividend, STBF or VXUS?
STBF yields 4.82% while VXUS yields 2.60%, so STBF currently pays the higher dividend yield.
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