QQQ vs STBF
QQQ vs STBF
Invesco QQQ Trust, Series 1 vs Performance Trust Short Term Bond ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQ | STBF | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.65% | |
| AUM | $455.8B | $70M | |
| Dividend Yield | 0.41% | 4.82% | |
| Holdings | 108 | 201 | |
| YTD Return | +17.27% | +0.26% | |
| 1Y Return | +28.64% | +2.85% | |
| 3Y Return (annualized) | +24.88% | - | |
| 5Y Return (annualized) | +14.86% | - | |
| Volatility (annualized) | 30.6% | 1.8% | |
| Max Drawdown | -83.0% | -1.2% | |
| Fund Family | Invesco (US) | Performance Trust Asset Management LLC | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Apr 9, 2024 |
QQQ vs STBF Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Performance Trust Short Term Bond ETF (STBF) is a ETF from Performance Trust Asset Management LLC. Over the past year QQQ returned +28.64% while STBF returned +2.85%. Year to date, QQQ is up 17.27% versus a gain of 0.26% for STBF.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 1.8% for STBF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -1.2% for STBF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while STBF charges 0.65%. On a $10,000 position that is $18 vs $65 annually, a gap of $47 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 4.82% for STBF.
Holdings Overlap
QQQ and STBF share 0 holdings out of 171 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or STBF?
QQQ has an expense ratio of 0.18% while STBF charges 0.65%. QQQ is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, QQQ or STBF?
Over the past year QQQ returned +28.64% vs +2.85% for STBF, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.08% vs +4.79% for STBF. Past performance does not guarantee future results.
Which is riskier, QQQ or STBF?
QQQ has been the more volatile fund at 30.6% annualized versus 1.8% for STBF. Worst drawdown: QQQ -83.0% vs STBF -1.2%.
Should I hold both QQQ and STBF?
QQQ and STBF have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and STBF?
QQQ and STBF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 171 unique securities.
Which pays a higher dividend, QQQ or STBF?
QQQ yields 0.41% while STBF yields 4.82%, so STBF currently pays the higher dividend yield.
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