IVV vs STBF
IVV vs STBF
iShares Core S&P 500 ETF vs Performance Trust Short Term Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | STBF | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.65% | |
| AUM | $865.2B | $70M | |
| Dividend Yield | 1.09% | 4.82% | |
| Holdings | 508 | 201 | |
| YTD Return | +11.54% | +0.03% | |
| 1Y Return | +21.48% | +2.57% | |
| 3Y Return (annualized) | +20.86% | - | |
| 5Y Return (annualized) | +13.02% | - | |
| Volatility (annualized) | 15.1% | 1.8% | |
| Max Drawdown | -56.5% | -1.2% | |
| Fund Family | iShares by BlackRock (US) | Performance Trust Asset Management LLC | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Apr 9, 2024 |
IVV vs STBF Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Performance Trust Short Term Bond ETF (STBF) is a ETF from Performance Trust Asset Management LLC. Over the past year IVV returned +21.48% while STBF returned +2.57%. Year to date, IVV is up 11.54% versus a gain of 0.03% for STBF.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.8% for STBF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -1.2% for STBF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while STBF charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.82% for STBF.
Holdings Overlap
IVV and STBF share 0 holdings out of 573 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or STBF?
IVV has an expense ratio of 0.03% while STBF charges 0.65%. IVV is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, IVV or STBF?
Over the past year IVV returned +21.48% vs +2.57% for STBF, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +6.97% vs +4.70% for STBF. Past performance does not guarantee future results.
Which is riskier, IVV or STBF?
IVV has been the more volatile fund at 15.1% annualized versus 1.8% for STBF. Worst drawdown: IVV -56.5% vs STBF -1.2%.
Should I hold both IVV and STBF?
IVV and STBF have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and STBF?
IVV and STBF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 573 unique securities.
Which pays a higher dividend, IVV or STBF?
IVV yields 1.09% while STBF yields 4.82%, so STBF currently pays the higher dividend yield.
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