SPAB vs VTI
SPAB vs VTI
State Street SPDR Portfolio Aggregate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SPAB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $9.8B | $663.5B | |
| Dividend Yield | 4.03% | 1.07% | |
| Holdings | 8,145 | 3,543 | |
| YTD Return | -0.63% | +11.83% | |
| 1Y Return | +1.64% | +21.79% | |
| 3Y Return (annualized) | +3.96% | +20.40% | |
| 5Y Return (annualized) | -0.50% | +11.96% | |
| Volatility (annualized) | 4.4% | 15.3% | |
| Max Drawdown | -19.5% | -56.6% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 23, 2007 | May 24, 2001 |
SPAB vs VTI Performance
State Street SPDR Portfolio Aggregate Bond ETF (SPAB) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPAB returned +1.64% while VTI returned +21.79%. Year to date, SPAB is down 0.63% versus a gain of 11.83% for VTI.
Over three years, SPAB compounded at +3.96% per year against +20.40% for VTI; over five years the annualized figures are -0.50% and +11.96% respectively. Across the full 19-year window we track, VTI has the edge at +8.06% annualized vs +0.68%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.4% for SPAB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.5% for SPAB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.22. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SPAB charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SPAB currently yields 4.03% against 1.07% for VTI.
Holdings Overlap
SPAB and VTI share 4 holdings out of 4295 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
Frequently Asked Questions
Which is cheaper, SPAB or VTI?
SPAB has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, SPAB or VTI?
Over the past year SPAB returned +1.64% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), SPAB annualized +0.68% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, SPAB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 4.4% for SPAB. Worst drawdown: SPAB -19.5% vs VTI -56.6%.
Should I hold both SPAB and VTI?
SPAB and VTI have a monthly-return correlation of 0.22, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPAB and VTI?
SPAB and VTI share 4 common holdings with a 0.0% weight overlap. Combined, they hold 4295 unique securities.
Which pays a higher dividend, SPAB or VTI?
SPAB yields 4.03% while VTI yields 1.07%, so SPAB currently pays the higher dividend yield.
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