IVV vs SPAB

Quick Verdict

IVV delivered stronger 1-year returns. SPAB offers more diversification with 1516 holdings.

Lower Fees: TiedHigher Returns: IVVMore Diversified: SPAB

Side-by-Side Comparison

MetricIVVSPABWinner
Expense Ratio0.03%0.03%
AUM$865.2B$9.8B
Dividend Yield1.09%4.03%
Holdings5088,145
YTD Return+11.54%-0.63%
1Y Return+21.48%+1.64%
3Y Return (annualized)+20.86%+3.96%
5Y Return (annualized)+13.02%-0.50%
Volatility (annualized)15.1%4.4%
Max Drawdown-56.5%-19.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityFixed Income
InceptionMay 15, 2000May 23, 2007

IVV vs SPAB Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and State Street SPDR Portfolio Aggregate Bond ETF (SPAB) is a ETF from State Street Investment Management. Over the past year IVV returned +21.48% while SPAB returned +1.64%. Year to date, IVV is up 11.54% versus a loss of 0.63% for SPAB.

Over three years, IVV compounded at +20.86% per year against +3.96% for SPAB; over five years the annualized figures are +13.02% and -0.50% respectively. Across the full 19-year window we track, IVV has the edge at +6.97% annualized vs +0.68%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.4% for SPAB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -19.5% for SPAB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while SPAB charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, IVV currently yields 1.09% against 4.03% for SPAB.

Holdings Overlap

0.0%overlap

IVV and SPAB share 3 holdings out of 2018 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in SPABDifference
GE0.55%0.01%0.54%
DUK0.15%0.00%0.15%
HUBB0.04%0.00%0.04%

Frequently Asked Questions

Which is cheaper, IVV or SPAB?

IVV has an expense ratio of 0.03% while SPAB charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, IVV or SPAB?

Over the past year IVV returned +21.48% vs +1.64% for SPAB, so IVV leads on 1-year performance. Over the longest common window we track (19 years), IVV annualized +6.97% vs +0.68% for SPAB. Past performance does not guarantee future results.

Which is riskier, IVV or SPAB?

IVV has been the more volatile fund at 15.1% annualized versus 4.4% for SPAB. Worst drawdown: IVV -56.5% vs SPAB -19.5%.

Should I hold both IVV and SPAB?

IVV and SPAB have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and SPAB?

IVV and SPAB share 3 common holdings with a 0.0% weight overlap. Combined, they hold 2018 unique securities.

Which pays a higher dividend, IVV or SPAB?

IVV yields 1.09% while SPAB yields 4.03%, so SPAB currently pays the higher dividend yield.

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