SLNZ vs VTI
SLNZ vs VTI
TCW Senior Loan ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SLNZ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | - | $663.5B | |
| Dividend Yield | 7.52% | 1.07% | |
| Holdings | 296 | 3,543 | |
| YTD Return | +2.17% | +14.20% | |
| 1Y Return | +4.22% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 2.0% | 15.3% | |
| Max Drawdown | -2.6% | -56.6% | |
| Fund Family | TCW ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 28, 2013 | May 24, 2001 |
SLNZ vs VTI Performance
TCW Senior Loan ETF (SLNZ) is a ETF from TCW ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SLNZ returned +4.22% while VTI returned +24.16%. Year to date, SLNZ is up 2.17% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.0% for SLNZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.6% for SLNZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SLNZ charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, SLNZ currently yields 7.52% against 1.07% for VTI.
Holdings Overlap
SLNZ and VTI share 0 holdings out of 2911 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SLNZ or VTI?
SLNZ has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, SLNZ or VTI?
Over the past year SLNZ returned +4.22% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SLNZ annualized +4.87% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, SLNZ or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 2.0% for SLNZ. Worst drawdown: SLNZ -2.6% vs VTI -56.6%.
Should I hold both SLNZ and VTI?
SLNZ and VTI have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SLNZ and VTI?
SLNZ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2911 unique securities.
Which pays a higher dividend, SLNZ or VTI?
SLNZ yields 7.52% while VTI yields 1.07%, so SLNZ currently pays the higher dividend yield.
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