SHRD vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricSHRDVTIWinner
Expense Ratio0.52%0.03%
AUM$12M$663.5B
Dividend Yield0.07%1.07%
Holdings773,543
YTD Return-0.68%+14.20%
1Y Return-+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)-15.3%
Max Drawdown-1.9%-56.6%
Fund FamilyFaith Investor ServicesVanguard (US)
CategoryFixed IncomeEquity
InceptionJun 12, 2026May 24, 2001

SHRD vs VTI Performance

Arimathea Catholic Core Bond ETF (SHRD) is a ETF from Faith Investor Services and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, SHRD is down 0.68% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.9% for SHRD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SHRD charges 0.52% per year while VTI charges 0.03%. On a $10,000 position that is $52 vs $3 annually, a gap of $49 per year that compounds over a long holding period. On income, SHRD currently yields 0.07% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

SHRD and VTI share 0 holdings out of 2860 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SHRD or VTI?

SHRD has an expense ratio of 0.52% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $49 per year of difference.

What is the holdings overlap between SHRD and VTI?

SHRD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2860 unique securities.

Which pays a higher dividend, SHRD or VTI?

SHRD yields 0.07% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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