SCHD vs SHRD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSHRDWinner
Expense Ratio0.06%0.52%
AUM$103.7B$12M
Dividend Yield3.31%0.07%
Holdings10477
YTD Return+23.31%-0.56%
1Y Return+30.42%-
3Y Return (annualized)+14.66%-
5Y Return (annualized)+9.59%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-1.9%
Fund FamilyCharles Schwab Asset ManagementFaith Investor Services
CategoryEquityFixed Income
InceptionOct 20, 2011Jun 12, 2026

SCHD vs SHRD Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Arimathea Catholic Core Bond ETF (SHRD) is a ETF from Faith Investor Services. Year to date, SCHD is up 23.31% versus a loss of 0.56% for SHRD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -1.9% for SHRD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while SHRD charges 0.52%. On a $10,000 position that is $6 vs $52 annually, a gap of $46 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.07% for SHRD.

Holdings Overlap

0.0%overlap

SCHD and SHRD share 0 holdings out of 177 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or SHRD?

SCHD has an expense ratio of 0.06% while SHRD charges 0.52%. SCHD is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

What is the holdings overlap between SCHD and SHRD?

SCHD and SHRD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 177 unique securities.

Which pays a higher dividend, SCHD or SHRD?

SCHD yields 3.31% while SHRD yields 0.07%, so SCHD currently pays the higher dividend yield.

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